MindGrid Solutions builds an API-first accounting and ledger engine for high-frequency fintech, and an AI marketing and CRM platform that does the work of a full marketing team. Both are built on one principle: every number and every post is traceable to its source.
| entry | account | debit | credit |
Finance infrastructure and growth automation rarely come from the same company. We build both because they share a foundation: structured data, AI that explains itself, and an API you can trust in production.
Double-entry accounting and real-time ledgers for payment processors, neobanks, exchanges and lending platforms. Built for millions of postings a day with AI reconciliation and anomaly detection.
A CRM with an AI marketing team inside it. Connect your social accounts, your blog and your pipeline; GridPilot researches keywords, writes, schedules, posts, replies and reports.
Most accounting software was built for month-end. LedgerCore was built for the millisecond. Every transaction becomes a balanced journal entry the moment it happens, so your books are always closable, auditable and current.
Designed for payment processors, card issuers, neobanks, crypto exchanges, BNPL and lending platforms, and any fintech that settles in volume.
// Post a balanced entry. Idempotent, atomic, <4 ms p99. POST /v1/journal/entries { "idempotency_key": "txn_9f3a…", "effective_at": "2026-10-14T09:41:03.221Z", "currency": "USD", "lines": [ { "account": "customer_wallet:usr_812", "debit": 125000 }, { "account": "merchant_payable:mrc_44", "credit": 121375 }, { "account": "revenue:interchange", "credit": 3625 } ], "metadata": { "rail": "visa", "mcc": "5411" } } // Response { "id": "je_01J9…", "status": "posted", "anomaly_score": 0.01, "balances": { "customer_wallet:usr_812": -125000, … } }
Append-only, hash-chained entries. Every balance is derivable from the journal, and every journal line is signed. Reversals, never edits.
Customer wallets, merchant payables, reserves, fees and FX, each a first-class ledger with its own balances, aging and limits.
Matches processor settlement files, bank statements and your journal automatically, and explains every break in plain language with a suggested fix.
Each posting carries a score from models trained on your own flows. Set thresholds to hold, flag or route entries for review before they settle.
Accruals, FX revaluation, interest and fee recognition run as scheduled rules. Month-end becomes a report, not a project. IFRS and US GAAP mappings included.
Point-in-time snapshots, full lineage per balance, SOC 2 and ISO 27001 controls, and exports for auditors, regulators and your general ledger.
GridPilot connects your social accounts, blog, email and pipeline, then does the weekly work a marketing team does: keyword research, briefs, drafts, scheduling, posting, replying and reporting. You approve, or let it run.
Every lead it generates lands in the CRM with full source attribution, so you see which post, keyword or campaign produced the revenue.
Native publishing and inbox for LinkedIn, X, Instagram, Facebook, Threads, YouTube, TikTok and Pinterest. One calendar, per-channel formatting, best-time scheduling.
Pulls keywords and SERP gaps, writes briefs, drafts long-form articles in your voice, adds internal links and schema, and publishes to WordPress, Webflow, Ghost or HubSpot.
Keyword clustering, competitor content gaps, rank tracking and technical audits, refreshed weekly and turned into a prioritised content plan.
Contacts, companies, deals, sequences and lead scoring. Comments and DMs that look like buying intent become CRM leads automatically.
Segment-aware campaigns and multi-step sequences written and timed by the AI, with deliverability monitoring and suppression built in.
Reach, engagement, traffic, leads and revenue in one report per channel and per piece of content. A Monday brief tells you what to do next.
| Function | Typical in-house setup | With GridPilot |
|---|---|---|
| Content and SEO | Content marketer + SEO specialist + freelance writers | AI blog engine with weekly SEO research, human approval optional |
| Social media | Social manager + designer + scheduling tool + inbox tool | Connected accounts, generated creatives, unified inbox |
| Email marketing | Email specialist + ESP subscription | Sequences and campaigns inside the CRM |
| Analytics | Analyst + BI dashboards + UTM spreadsheets | Revenue attribution per post, keyword and campaign |
| Monthly cost | $25,000 to $60,000 for a 4-person team plus 5 to 8 tools | From $1,490 per month |
Both products share one AI layer. It never acts on a number or publishes a word without a reason you can read, a source you can open and a control you can change.
Journal lines, settlement files, SERP data, comments, pipeline events. Everything enters as typed data, never free text alone.
Reconciliation, anomaly and lead-scoring models learn from your own history. Content models learn your brand voice from your existing writing.
A held entry says why. A published post links to the keyword and brief that produced it. Nothing is a black box.
Choose per workflow: fully automatic, approve first, or suggest only. Every decision is logged and reversible.
Both LedgerCore and GridPilot ship as a white-label deployment that runs entirely on your own infrastructure. We hand you a signed Docker image set, a deployment kit and a runbook; your customer data, journal and audience never leave your network.
Built for banks, regulated fintechs, agencies reselling under their own name, and any company with data-residency or sovereignty requirements.
# deployment kit · one command to a running stack $ mindgrid init --product ledgercore --brand acme $ docker compose up -d # images (signed, SBOM attached) ghcr.io/mindgrid/ledgercore-api:3.8.2 ghcr.io/mindgrid/ledgercore-recon:3.8.2 ghcr.io/mindgrid/ledgercore-ai:3.8.2 # on-device models, no egress ghcr.io/mindgrid/gateway:1.12.0 # bring your own postgres 16 · redis 7 · s3-compatible object store · your IdP (OIDC/SAML) # telemetry outbound: none licence check: offline, 90-day signed token
Databases, object storage, logs and AI model inference run inside your network. No telemetry, no call-home, no data processed by MindGrid.
Your logo, domain, colours, email sender and API hostname. Customer-facing surfaces carry no MindGrid branding unless you want it.
Versioned, signed images with SBOMs and CVE reports. Compose for small footprints, Helm charts for Kubernetes, Terraform modules for AWS, Azure, GCP and bare metal.
Our engineers run the first install alongside your team, configure SSO, backups and monitoring, and hand over a tested runbook. Upgrades are a pull and a rolling restart.
Reconciliation, anomaly and content models ship inside the stack. Bring your own LLM endpoint, run ours on your GPUs, or point to a provider you've already approved.
Quarterly LTS releases, security patches within 72 hours, and a named engineer. Choose managed updates or approve each release yourself.
Fastest start. We host, scale and upgrade; you integrate through the API.
Your infrastructure, your brand, your compliance perimeter.
LedgerCore is priced per posting so costs scale with your volume. GridPilot is a flat monthly fee per workspace. Annual billing saves two months.
For building and testing
For live fintech products
For regulated institutions
For founders doing their own marketing
Runs marketing end to end
For agencies and multi-brand groups
One product, your own team runs it
We operate it inside your network
Sell MindGrid under your own brand
MindGrid Solutions was founded by engineers and operators from payments, banking and growth teams. We had the same frustration in both worlds: critical systems that could not explain themselves. So we built the grid, where every output maps back to its inputs.
We work with early fintech teams and regulated institutions alike, and we hold ourselves to the standard both demand: correctness first, speed second, polish third.
A ledger that is quick but wrong is a liability. We benchmark for latency only after every invariant holds.
If the AI can't say why, it doesn't act. This applies to a held transaction and to a published tweet equally.
Export everything, any time, in open formats. Your journal and your audience are yours.
Former payments architects, CPAs, SEO leads and ML engineers. We'd rather be excellent at two things than adequate at ten.
Demos take 30 minutes. For LedgerCore we'll walk through your transaction model; for GridPilot we'll audit your current channels and show a first week's queue.